Tuesday, 8 April 2008

Bank of Scotland saga continued ...

So, where were we? Ah yes, I'd had approximately 4 groundhog day conversations with my bank about them cancelling my card. Each time they'd say "you should've told us you were in Sri Lanka". Each time I'd reply "I think you'll find I did tell you, several times"! I think we'd got up to the day, a Wednesday, when they'd promised it would be working again. And it was, I got money out. But only enough to pay back the various folk I'd borrowed from. No matter, went back the next day and took out - zero because they'd cancelled it again.

So, that was a Thursday and I just could not face speaking to them again. Apart from anything else, I saw no point! Instead I reverted to borrowing money from friends (who, bear in mind, have only known me a matter of weeks) and transferring the money online.

Anyway being an independent type (why my name is even Indygal) and liking to have control over my own finances (take note Scotland), I decided to make a further attempt at the weekend. Apparently all cards have a ban on international use, it's an automatic thing. To get it lifted you have to inform the bank where you're going and for how long. Did that - as you know! Several times! However, the man I spoke to took pity on me and he lifted the ban altogether. "Now" he tells me "if you want the ban reinstated, you'll have to tell us. Otherwise, it can be used indefinitely right across the world"!

Well I don't remember telling them to reinstate the ban but 3 different banks out here seem to think the ban's still there.

On the phone again. "No" says the person who answers the phone "the ban's been lifted, you can use it". "Goodo" says I and off I skip to the bank, full of hope. Talk about naive! There is no bank in Galle (and there are several to choose from) that can give me money - not even 2000 rupees (a tenner). They can all tell me that I am in credit but they can't let me have any of MY MONEY!!!

I would never let something like this cast a shadow on my time out here but the Bank of Scotland has caused me a fair bit of stress and the worst thing is that it seems to be a systemic problem rather than one individual getting it wrong. Anyway I think that's enough on the Bank of Scotland for now, or ever. Just assume that for the next 2 weeks they'll cancel and uncancel my card - but I won't know because I'm not even attempting to go to the bank.

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